Payments for OpenbillAI services are securely processed through Razorpay Payments Private Limited and its supported payment methods. Razorpay processes the payment transaction according to its applicable terms, privacy policy, and security requirements. OpenbillAI does not store your complete card, UPI, or other payment-instrument credentials on its own systems. Refunds, cancellations, and service-related requests will be handled according to OpenbillAI's applicable Refund & Cancellation Policy. Any refund, where approved, will normally be processed to the original payment method used for the transaction. By proceeding with payment, you acknowledge that you have read and accepted these Terms & Conditions, Privacy Policy, and Refund & Cancellation Policy. For payment processing, Razorpay's applicable terms and policies also apply.These Terms & Conditions govern the purchase and use of OpenbillAI services. Payments for OpenbillAI services are securely processed through Razorpay and are subject to the applicable terms, policies, and payment requirements of Razorpay. By completing a purchase, you agree to OpenbillAI's Terms & Conditions, Privacy Policy, and Refund & Cancellation Policy.